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Fernandina Beach | Capprice Kitchen with Pineywoods Realty Blog

Monday, July 12, 2021   /   by Capprice Kitchen

Tips for Buying a Home Unseen

It may come as a shock that many people purchase a home before ever setting foot inside. These buyers may be moving to a new country or city far away, or they may not have the time or resources to visit for a home search before the big move. Not everyone has the option (or the desire) to rent for a few months while they find a permanent home in their new location. Most homebuyers would prefer to purchase a house before they arrive, so they can move their belongings and quickly get settled into their home.
There are a few things you can do to make the process more manageable if you've considered buying a house unseen. The first step is to find a realtor in the area that you can trust. Let them know your circumstances and that you'll need them to help vet potential properties for you. They'll be able to provide you with a link to a virtual tour if it's offered, or schedule a meeting where they can walk you through the house via FaceTime or another video-based app. This will help y ...

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  buying a house, amelia island, home buying tip, house for sale, fernandina beach

Monday, May 24, 2021   /   by Capprice Kitchen

Will Rising Rates Impact Your Home Buying Budget?

Will rising rates affect how much you can afford to borrow when you’re buying a home?
 

My name is Capprice Kitchen, Amelia Island Real Estate Associate.  Today, let’s talk about how the increasing rates will impact your home buying power.
 

We’re already seeing rates slowly start to increase and it’s leaving a lot of potential buyers wondering “Can I still afford to buy a home, or did I miss my chance?” Here’s what you need to know:
 

Every time the mortgage rate increases, the loan amount must decrease to keep your monthly costs in your budget. This means that you may have to look for lower priced homes the longer you hold off.

 

At the end of the day, right now is the perfect time to lock in your rate while they are still low so you can afford to borrow more! This gives you way more purchasing power when you start house hunting!
 

Rates are rising and the numbers you’re seeing today mm ...

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  buying a house, amelia island, interest rates, mortgage, fernandina beach