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Buying A House | Capprice Kitchen with Pineywoods Realty Blog

Sunday, October 10, 2021   /   by Capprice Kitchen

What is a Title Search?

It may seem like there are a million steps to the closing process when buying or selling a home. A title search is just one of the many stages and title problems may account for almost 10% of closing delays. As a seller, doing a preliminary title search can help avoid costly delays at the end. So, what is a title search and what does it disclose?

In the simplest form, a title search identifies who owns the property. This may appear to be obvious, but surprisingly, sometimes the party selling the home may not actually have the legal right to do so, at least on paper. For example, in the case of a married couple, the property might be in only one spouse’s name. Another example would be a property held in trust or probate; it could take some paperwork to correct title to allow a sale.

A title search also uncovers any existing liens on the property. This would include any current mortgages and may find old debt or unreleased loans. Items which must be paid off or removed prior . ...

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  buying a house, title search

Monday, October 4, 2021   /   by Capprice Kitchen


Buying a home ‘As Is’ can be a great way to save money! If you’re okay with doing a few fixes or renovations, buying a home “As Is” can be cheaper than buying one that’s in perfect condition!

Often, the home is in very decent condition and current owners simply don’t know the state of the property which is why they’re listing it “As Is”. 

Simply because I house is listed “As Is” does not mean there is anything wrong w/ the property.  More than likely any repairs that may be required are minimal and the Seller has already incorporated that into the listing price. Or, for convenience sake, the Seller simply doesn’t want to negotiate repairs for the purpose of a cleaner contract.  

Particularly in today’s market, with it being a Seller’s Market, we’re seeing more and more “As Is” sales because it speeds up the negotiating process to place the property under c; ...

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  buying a house, home buying tip, sellers market

Saturday, October 2, 2021   /   by Capprice Kitchen

Buyers and Sellers - Stay Focused on Your Goal

Buying or selling a home can be stressful, even in normal times. Right now, when the housing market is moving at a frenetic pace, both buyers and sellers are making quick decisions and are feeling extreme pressure. As the tension rises, it can be easy to overlook the end goal; right-sized home, relocation, dream home, etc. Try not to lose focus!
Buyer Challenges
Facing a very low inventory of available properties, buyers have limited time to arrange to tour homes and knowing they must make a quick decision once they have. Buyers do not have the luxury of a second look or hesitation and often are competing against multiple offers, adding to the pressure.
Seller Challenges
Sellers are also feeling the challenge of the frantic pace. While it is nice to have multiple offers from which to choose, the fact that the offers are at times being made sight-unseen means that some of the offers may not be the buyer’s first choice and they could lose a “real” offer by cho ...

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  buying a house, selling a house, real estate market, sellers market

Thursday, September 30, 2021   /   by Capprice Kitchen

Maxing Out Your Home Buying Budget

Maxing out your home buying budget can be tempting especially after pre-approval, but it can also cause plenty of financial risk down the road. Making sure you leave yourself enough room for other financial goals can help you rather than hurt you in the long term.

A rule of thumb to keep in mind when purchasing your home is not to max out your budget!

Remember, the bank will review your financial portfolio to determine the mortgage amount you qualify for. Do not use your entire life savings when purchasing a home. Put some money aside to cover potential closing costs, taxes, insurance repairs, and monthly bills.

Unsure of your options? Reach out to me with your questions - I’m here and happy to help! ...

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  buying a house, home buying tip, budget

Tuesday, September 28, 2021   /   by Capprice Kitchen

The 411 on Pre-Construction Homes

There is a reason buying a home pre-construction has a certain appeal to it.

They are typically cheaper than their resale or ready-built counterparts. Another benefit to buying  brand new is that no one else has ever lived in the home. Because the home hasn’t been built yet, you’ll have the opportunity to customize it to your preferences.

If pre-construction is something you’ve been considering, here’s the 411 to help you decide if it really is for you.

No bidding wars
Depending on where you’re shopping for your home, bidding wars can really knock up the price. When inventory is low, buyers are desperate, and the more attractive the home and neighborhood, the chances are you could end up paying an inflated price for a resale home.
You can customize your home
You can choose the color of your exterior and trim even down to the placement of every light bulb and outlet.
Time to save 
Some buyers want the ability to lock ; ...

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  buying a house, new construction home